/* Onboard home loan review. Plain CSS, no build step.
   1. Reset  2. Page styles (from the original build)  3. Form components  4. Breakpoints */

/* 1. Reset */
*,::before,::after{box-sizing:border-box;margin:0;padding:0;border:0 solid}
html{line-height:1.5;-webkit-text-size-adjust:100%;-moz-tab-size:4;tab-size:4}
body{-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}
h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}
a{color:inherit;text-decoration:inherit}
b,strong{font-weight:bolder}
ol,ul,menu{list-style:none}
img,svg{display:block;vertical-align:middle}
img{max-width:100%;height:auto}
button,input,select,textarea{font:inherit;letter-spacing:inherit;color:inherit;border-radius:0;background-color:transparent;opacity:1}
button{-webkit-appearance:button;appearance:button}
::placeholder{opacity:1}
[hidden]{display:none!important}
:root{--foreground:#262b2a;--primary:#262b2a;--muted-foreground:#626d67;--input:#c4ccc6;--ring:#557566}

/* 2. Page styles */
html{scroll-behavior:smooth;scroll-padding-top:24px}
body{margin:0;color:var(--foreground);font-family:Arial,Helvetica,sans-serif;font-size:16px;line-height:1.55;background:#fff}
a{color:inherit}
button,a,input{touch-action:manipulation}
button:focus-visible,a:focus-visible{outline:2px solid #557566;outline-offset:4px}
header{max-width:1280px;margin:auto;padding:23px 40px;display:flex;align-items:center;gap:30px;border-bottom:1px solid #e7ebe7}
header>span{font-size:14px;color:#66716a;margin-left:auto}
.brand{font-weight:800;font-size:26px;letter-spacing:-1.2px;text-decoration:none}
.header-cta{font-size:14px;text-decoration:none;border:1px solid #bec7c0;border-radius:5px;padding:9px 16px}
.audience{max-width:1200px;margin:27px auto 0;display:flex;align-items:center;gap:16px;font-size:12px;font-weight:600;letter-spacing:1.1px;color:#616c65}
.audience span{font-size:13px;font-weight:400;letter-spacing:0;border-left:1px solid #bfc7bf;padding-left:16px}
.hero{max-width:1280px;margin:auto;padding:35px 40px 65px;display:grid;grid-template-columns:1.1fr 1fr;gap:75px;align-items:start}
.intro{padding-top:20px}
.eyebrow{font-size:12px;font-weight:600;letter-spacing:1.8px;margin:0 0 20px}
h1{font-size:clamp(48px,5.2vw,70px);font-weight:400;line-height:1.04;letter-spacing:-2.8px;margin:0 0 25px}
h1 span{color:#6e7a70}
h2{font-size:36px;font-weight:400;line-height:1.18;letter-spacing:-1.1px;margin:0 0 19px}
h3{font-size:20px;font-weight:500;line-height:1.3;margin:20px 0 10px}
.lead{font-size:19px;line-height:1.6;color:#5c6860;max-width:460px;margin:0 0 27px}
.benefits{list-style:none;padding:0;margin:0 0 29px}
.benefits li{display:flex;align-items:flex-start;gap:11px;margin:11px 0;font-size:15px}
.benefits svg{margin-top:3px;flex-shrink:0;color:#546d5c}
.primary{display:flex;align-items:center;justify-content:center;width:100%;min-height:54px;padding:14px 20px;border:0;border-radius:5px;background:#29312c;color:#fff;font-size:16px;font-weight:500;line-height:1.4;text-decoration:none;cursor:pointer}
.primary:hover{background:#425b4c}
.primary:disabled{opacity:.6;cursor:wait}
.hero-cta{width:fit-content;min-width:270px}
.micro{font-size:13px;color:#627066;margin:10px 0 28px}
.intro-proof{display:flex;gap:13px;flex-wrap:wrap;border-top:1px solid #dde3dd;padding-top:21px;font-size:10px;letter-spacing:1px;color:#6f7b71}
.form-card{border:1px solid #d8dfd8;border-radius:12px;background:#f8faf7;box-shadow:0 15px 50px #233c2706;padding:30px;scroll-margin-top:24px}
.step-label{display:flex;justify-content:space-between;gap:10px;font-size:11px;letter-spacing:.6px;color:#53665a}
.step-label span:last-child{white-space:nowrap}
.progress{height:3px;background:#e1e7e0;margin:14px 0 13px}
.step-names{display:flex;justify-content:space-between;font-size:12px;color:#778178;margin-bottom:28px}
.step-names .active{color:#29372f;font-weight:600}
.step-names .complete{color:#4f6b59}
.form-card h2{font-size:29px;margin-bottom:10px;outline:none}
.sub{font-size:15px;color:#616e64;margin:0 0 23px;line-height:1.65}
.field{display:block;font-size:14px;font-weight:500;margin-bottom:19px}
.field input,.bank{margin-top:8px;display:flex;width:100%;height:51px;padding:0 13px;border:1px solid #bcc9bf;border-radius:5px;background:#fff;color:#273b2e;font-size:16px;font-weight:400;box-shadow:none}
.field input::placeholder{color:#879288}
.field input:focus{outline:2px solid #5d7565;outline-offset:2px}
.amount-input{position:relative}
.amount-input>span{position:absolute;top:13px;left:14px;font-size:17px;color:#79857c}
.amount-input input{padding-left:31px;font-size:20px;letter-spacing:.2px}
.hint{font-size:12px;color:#667568;line-height:1.5;margin:-10px 0 23px}
.pair{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.form-card .primary{margin-top:25px}
.security{display:flex;align-items:center;justify-content:center;gap:7px;font-size:12px;color:#627167;margin:15px 0 23px}
.next{display:flex;align-items:flex-start;gap:12px;padding-top:20px;border-top:1px solid #dae3d9}
.next>svg{flex-shrink:0;color:#5f7563;margin-top:2px}
.next strong{font-size:14px;font-weight:500}
.next p{font-size:13px;color:#68776b;margin:4px 0 0}
.consent{display:flex;gap:11px;align-items:flex-start;font-size:13px;color:#546259;line-height:1.6;margin:19px 0}
.consent button{flex-shrink:0;margin-top:3px}
.consent a{text-decoration:underline}
.error{font-size:14px;border-left:3px solid #a64239;padding:12px 14px;background:#faf0ec;color:#8b3028;line-height:1.6}
.back{display:block;width:fit-content;margin:14px auto 0;padding:4px 10px;border:0;background:none;font-size:14px;text-decoration:underline;cursor:pointer}
.snapshot{padding:17px;margin:0 0 24px;background:#edf1eb;border-radius:6px;border:1px solid #d9e1d7}
.snapshot-title{display:flex;justify-content:space-between;align-items:center;font-size:10px;letter-spacing:1px;font-weight:600;margin-bottom:14px}
.snapshot-title button{border:0;background:transparent;font-size:12px;text-decoration:underline;cursor:pointer;letter-spacing:0}
.snapshot dl{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.snapshot dl div:first-child{grid-column:1/-1}
.snapshot dt{font-size:12px;color:#59695d}
.snapshot dd{font-size:22px;font-weight:400;margin:3px 0 0;line-height:1.2}
.snapshot p{font-size:11px;line-height:1.55;color:#627367;margin:13px 0 0}
.review-value{background:#f1f3f0;padding:57px max(40px,calc((100vw - 1200px)/2));}
.section-intro{display:grid;grid-template-columns:1fr 1fr;gap:0 80px;margin-bottom:34px}
.section-intro .eyebrow{grid-column:1/-1}
.section-intro h2{margin:0}
.section-intro>p:last-child{font-size:17px;color:#5e6c62;max-width:450px;align-self:center;margin:0}
.value-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:35px}
.value-grid article{border-top:1px solid #bdc9be;padding-top:23px}
.value-grid svg{color:#566d5c}
.value-grid p{font-size:15px;color:#5d6b61;margin:0;line-height:1.7}
.people{max-width:1280px;padding:70px 40px;margin:auto;display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:70px}
.photo{border-radius:8px;overflow:hidden;background:#e4e7df;height:450px}
.photo img{width:100%;height:100%;object-fit:cover;object-position:50% 55%}
.people>div>p:not(.eyebrow){color:#5e6a61;font-size:16px;line-height:1.7}
.process{list-style:none;margin:29px 0 0;padding:0}
.process li{display:flex;gap:18px;margin:19px 0;font-size:14px;color:#66746a}
.process b{font-size:12px;font-weight:400;padding-top:3px;color:#778879}
.process strong{display:block;font-size:15px;font-weight:500;color:#2d3d32;margin-bottom:4px}
.faq{max-width:1280px;margin:auto;padding:0 40px 65px;display:grid;grid-template-columns:1fr 1.2fr;gap:70px}
.closing{max-width:1200px;margin:0 auto 50px;padding:40px;background:#29332c;color:#fff;display:grid;grid-template-columns:1.4fr 1fr;align-items:center;gap:40px;border-radius:8px}
.closing h2{font-size:31px;margin:0}
.closing .eyebrow{font-size:10px;color:#c2cec0}
.closing .primary{background:#fff;color:#28382e}
.closing>div>p:last-child:not(.eyebrow){font-size:12px;margin:10px 0 0;text-align:center;color:#c4d0c2}
footer{max-width:1200px;margin:auto;padding:27px 0 30px;border-top:1px solid #dfe4de;display:grid;grid-template-columns:auto 1fr;gap:20px 70px}
footer .brand{font-size:22px}
footer p{font-size:12px;color:#69766b;max-width:650px;margin:0 0 0 auto}
footer>div{grid-column:1/-1;display:flex;gap:25px;font-size:12px;color:#657268}
footer>div span{margin-left:auto}
footer a{text-decoration:none}
.booking{max-width:730px;margin:60px auto;padding:40px;border:1px solid #dae2d8;border-radius:10px;background:#f8faf7}
.booking h1{font-size:48px;letter-spacing:-1.8px}
.booking p{color:#596b60}
.booking-icon{color:#52715d;margin-bottom:24px}
.booking .primary{margin:27px 0 10px}
.booking .process{margin:25px 0}
.booking-note{padding:17px;background:#edf2e9;border-radius:5px;font-size:14px}
.booking .security{font-size:13px}

/* 3. Form components */
.progress{position:relative;width:100%;overflow:hidden;border-radius:999px}
.progress>div{width:100%;height:100%;background:var(--primary);transition:transform .15s cubic-bezier(.4,0,.2,1)}
select.bank{-webkit-appearance:none;appearance:none;display:block;cursor:pointer;padding-right:42px;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23626d67' stroke-opacity='.5' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 13px center;background-size:16px}
select.bank:focus-visible{outline:2px solid #5d7565;outline-offset:2px}
.consent input{-webkit-appearance:none;appearance:none;flex-shrink:0;width:16px;height:16px;margin-top:3px;border:1px solid var(--input);border-radius:4px;box-shadow:0 1px 2px rgba(0,0,0,.05);cursor:pointer}
.consent input:checked{border-color:var(--primary);background:var(--primary) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23fff' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6 9 17l-5-5'/%3E%3C/svg%3E") center/12px no-repeat}
.consent input:focus-visible{outline:2px solid var(--ring);outline-offset:2px}
.consent label{cursor:pointer}
.faq-item{border-bottom:1px solid currentColor}
.faq-item:last-child{border-bottom:0}
.faq-item h3{display:flex}
.faq-item button{display:flex;flex:1;align-items:flex-start;justify-content:space-between;gap:16px;padding:20px 0;border-radius:6px;text-align:left;font-size:16px;font-weight:400;line-height:1.5;cursor:pointer}
.faq-item button:hover{text-decoration:underline}
.faq-item button svg{flex-shrink:0;width:16px;height:16px;translate:0 2px;color:var(--muted-foreground);transition:rotate .2s}
.faq-item button[aria-expanded=true] svg{rotate:180deg}
.faq-panel{display:grid;grid-template-rows:0fr;visibility:hidden;font-size:15px;line-height:1.75;color:#5b695f;transition:grid-template-rows .2s ease-out,visibility 0s .2s}
.faq-item.open .faq-panel{grid-template-rows:1fr;visibility:visible;transition-delay:0s}
.faq-panel>div{min-height:0;overflow:hidden}
.faq-panel p{padding-bottom:16px}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}

/* 4. Breakpoints */
@media(max-width:1000px){
  .hero{gap:35px}
  .audience{margin-left:40px;margin-right:40px}
  .people,.faq{gap:35px}
  .closing,footer{margin-left:40px;margin-right:40px}
  .photo{height:400px}
  h1{font-size:57px}
}
@media(max-width:720px){
  header{padding:18px 22px;gap:12px}
  header>span{display:none}
  .header-cta{margin-left:auto;font-size:13px}
  .audience{margin:22px 22px 0;display:block;font-size:10px}
  .audience span{display:block;border:0;padding:5px 0 0;font-size:13px}
  .hero{grid-template-columns:1fr;padding:26px 22px 40px;gap:27px}
  .intro{padding-top:0}
  .intro .eyebrow{font-size:10px;margin-bottom:17px}
  h1{font-size:52px;letter-spacing:-2px}
  .lead{font-size:17px;max-width:none;margin-bottom:19px}
  .benefits{margin-bottom:20px}
  .benefits li{font-size:14px}
  .intro-proof{display:none}
  .hero-cta{width:100%}
  .micro{text-align:center;margin-bottom:0}
  .form-card{padding:24px 20px}
  .form-card h2{font-size:27px}
  .step-names{margin-bottom:23px}
  .review-value{padding:40px 22px}
  .section-intro{display:block;margin-bottom:26px}
  .section-intro h2{font-size:31px;margin-bottom:16px}
  .section-intro>p:last-child{font-size:16px}
  .value-grid{grid-template-columns:1fr;gap:24px}
  .value-grid h3{margin-top:12px}
  .people{padding:40px 22px;grid-template-columns:1fr;gap:29px}
  .photo{height:270px}
  .people h2,.faq h2{font-size:31px}
  .faq{padding:0 22px 40px;grid-template-columns:1fr;gap:8px}
  .closing{margin:0 22px 35px;padding:27px 23px;grid-template-columns:1fr;gap:24px}
  .closing h2{font-size:29px}
  footer{margin:0 22px;grid-template-columns:1fr;gap:17px}
  footer>div{flex-wrap:wrap;gap:15px}
  footer>div span{margin-left:0}
  footer p{margin:0}
  .booking{margin:30px 22px;padding:26px 22px}
  .booking h1{font-size:40px}
  .pair{gap:12px}
}
@media(prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *{transition:none!important;animation:none!important}
}